Use the colors: yellow, navy and lime green
I admit, this was kind of hard for me. I am not sure I would have put these colors together. I thought they did make for a fun, fresh idea on a Christmas layout; especially since it isn't a traditional Christmas gathering. We did it at the beach, in the summer! I also was lifting a layout for the May Scraplift Challenge at Club CK. Here is the layout I lifted, by my friend Cassie
And here is mine. Even though the matting and letters look black, they are navy.